Do you feel overwhelmed by money and unsure where to start? Are you confused when acronyms like IRA, SIMPLE, ETF, SEP, HSA, or CD are talked about? Don’t worry, you are not alone! Honestly, you do not really need to know what they all mean. Like all industries, finance has its own language. Just like you don’t need to know the names of all the muscles in the body to get medical advice, you don’t need to know all the financial terms to get financial advice; you need the right advisor.

Are finances on your 2026 New Year’s Resolution list? Regardless of your goal or resolution, you will need to track your finances to know where you are now, monitor progress, and measure success. Tracking finances can be difficult, time-consuming, and boring, but there are some ways to make it less burdensome. 

One of the most common college savings vehicles right now is a 529 plan. While 529 funds never expire and can be passed on to another family member by the account owner, circumstances sometimes arise where the account owner would like the money to remain the beneficiary’s. This is where the 529-to-Roth rollover over could make sense.

Financial experts predict a “great wealth transfer” in the coming years as baby boomers distribute or leave their assets to the next generation. Some projections estimate as much as $124 trillion will change hands by 2048 – and most of it will go to women, creating the largest wealth transfer by gender in history.